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Do 'buy now, pay later' buttons ruin profit margins, or are they the only way to convert broke browsers?

With 2026's persistent cost-of-living crisis and rising consumer debt, BNPL services are reshaping checkout dynamics—but merchants face a tough trade-off between conversion rates and shrinking margins. Cast your vote on whether these payment buttons are a lifeline or a liability.

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How do I vote in the "Do 'buy now, pay later' buttons ruin profit margins, or are they the only way to convert broke browsers?" poll?
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